Most Excellent Book! Harzog is a recovering credit card junkie herself. After a binge of a decade of overspending and getting into credit card debt to the tune of nearly $20,000 dollars she tried all the consumer credit counselling, etc. plans and nothing worked. Finally she came up with her plan that works for her and is so easy to understand and do. This book walks you through from a quiz to understand what kind of and how you accumulate debt, what your triggers are, etc. because Harzog believes there is no one-size fits all credit plan to understanding the importance of your debt ratio, which I found particularly good as I had never seen that mentioned nor explained in any of the previous books I have read. She uses humor and laymen's terms to explain things and this was a fast, easy, understandable read. EXCELLENT! I highly recommend this book especially for any one looking to get their finances in control.
This blog is the home of the St. Louis Public Library team for the Missouri Book Challenge. The Missouri Book Challenge is a friendly competition between libraries around the state to see which library can read and blog about the most books each year. At the library level, the St. Louis Public Library book challenge blog is a monthly competition among SLPL staff members and branches. For the official Missouri Book Challenge description see: http://mobookchallenge.blogspot.com/p/about-challenge.h
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